PMT Score in BISP

PMT Score in the Benazir Income Support Program (BISP)

What is the PMT Score?

The Poverty Means Test (PMT) Score is a numeric value assigned to households based on their financial condition. It helps the government determine eligibility for the Benazir Income Support Program (BISP). The score ranges from 1 to 100, with a lower score indicating a more financially vulnerable household and a higher score signifying better financial stability.

How is the PMT Score Calculated?

The Government of Pakistan conducts household surveys where applicants answer questions related to their income, family size, assets, and employment status. Each response is assigned a score, and the total determines a household’s eligibility for financial aid.

BISP Survey Process

During the BISP kafalat registration process, surveyors ask detailed questions about:

Household structure (number of family members, type of housing)
Income levels (salaries, pensions, business earnings)
Educational background
Asset ownership (vehicles, land, livestock, appliances)

This data is then processed digitally to generate an accurate PMT score.

Understanding the Score System

1 – 32: Eligible for BISP support (considered low-income)
33 – 100: Ineligible for financial aid (considered financially stable)

A lower PMT score means a household is in greater financial distress and qualifies for assistance. Conversely, a higher score indicates financial stability, making the household ineligible.

Factors Influencing the PMT Score

Several factors contribute to a household’s PMT score, including:

Type of housing – A basic (kacha) house results in a lower score, while a well-built (pukka) house increases the score.
Income sources – Lower-income households receive a lower score.
Education levels – If family members hold advanced degrees, the score increases.
Asset ownership – Households with cars, large appliances, or land get a higher score.

Eligibility Criteria for BISP

Families with a PMT score of 32 or below qualify for financial assistance under BISP. Those with a score above 32 are considered relatively stable and do not meet the eligibility criteria.

Changes in the PMT Score System Over the Years

2011 – 2019: The eligibility threshold was set between 1 – 16.17.
2019 – Present: The threshold was increased to 1 – 32 to accommodate more families.
Expected Changes in 2025: The government may further adjust the eligibility criteria.

Why is the PMT Score Important?

The PMT score ensures that financial aid reaches those who need it the most. It also prevents fraud and ensures fair distribution of government funds.

How to Check Your PMT Score?

You can check your PMT score by:

Visiting the BISP website.
Sending an SMS to 8171.
Going to a BISP center for assistance.

What to Do if Declared Ineligible?

If you believe your PMT score is incorrect, you can:

Request a re-survey if your financial situation has changed.
File a complaint at the nearest BISP office.

How Has BISP Helped Low-Income Families?

Since its inception, BISP has provided financial stability to millions of low-income families, enabling them to afford basic necessities, healthcare, and education.

Future Expectations for BISP and PMT Score Adjustments

With evolving economic conditions, the government may increase the financial aid budget and adjust eligibility criteria in the coming years.

Common Myths About PMT Scores

Myth: Higher PMT scores mean better benefits.
Fact: Lower PMT scores qualify for assistance, while higher scores indicate financial stability.

Conclusion

The PMT score plays a crucial role in determining financial aid eligibility under BISP. Households scoring 1 – 32 receive support, while those above 32 do not qualify. Keeping track of updates and understanding eligibility criteria is essential for those seeking assistance.